Demo Mode
This preview uses fake sample data only. You can explore and make temporary edits, but real budgets require an account.
Debts
Set up debts with simple guided fields, then let AvaDebt estimate snowball payoff progress from balances, APR, minimum payments, and planned extra payments.
Total Current Debt
$0.00
Monthly Minimums
$0.00
Estimated Interest
$0.00
Extra Payment Impact
$0.00
Add a Debt
Use simple dropdowns and the fields most people know from a statement. Advanced loan details stay hidden unless they are needed.
Snowball Payoff Order
Included debts are sorted by remaining balance so users always know the next focus.
No included debts
Add a debt or include at least one debt in the payoff goal.
Payoff Focus
A quick view of the current snowball target and the next target after it.
Current Focus
No target yet
Next Target
None yet
Remaining Extra To Debt
$0.00
$0.00 extra already paid.
Debt Accounts
Edit simple setup fields, record this month’s payments, and review payoff estimates.
No debts yet
Add credit cards, loans, lines of credit, or no-interest debts to start the snowball plan.
Advanced Assumptions
AvaDebt keeps these assumptions simple by default so users are not overwhelmed.
View payoff estimate assumptions
Credit cards and lines of credit use a daily interest estimate based on APR. Installment loans use a monthly interest estimate. No-interest debts do not add interest.
AvaDebt does not ask whether a credit card will keep being used. New activity should be handled later through manual adjustments and statement imports.
Estimates are planning tools, not lender payoff quotes. Actual payoff timing can change when balances, APRs, payments, fees, or imported transactions change.
Ready to save your real budget?
The demo is for exploration. Request access to use AvaDebt with your own income, expenses, debts, savings, and history.